Some customers don't qualify for the Farmers Personal Umbrella policy for underwriting reasons. In many cases, the risk may not fit the Farmers underwriting guidelines.
Now you have an alternative source for coverage - RLI Personal Umbrella purchased through the Kraft Lake Insurance Agency. To find out how to quote and book an RLI policy, click on the blue button below:
For more information, please read the updated information below. For personal assistance, call the Kraft Lake Insurance Agency toll-free between the hours of 8 a.m. to 5 p.m. ET, at 1-877-444-6678, or send an email to fic_rli@foremost.com.
RLI Underwriting Guidelines 
(PDF, 27 KB)
Seven Easy Steps to Quote an RLI Personal Umbrella Policy (PDF, 18 KB)
Reminder: If a customer does qualify for Farmers Personal Umbrella, you must use the Farmers program.
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