Personal Watercraft

Coverage Highlights

Specialized coverage

It's a common myth that your personal watercraft is adequately covered under your homeowner's or renter's policy. In most cases, you need additional coverage. For real peace of mind as you ride the waves, you need a policy that offers important coverages such as Physical Damage and Liability.

Optional coverages (may not be available in all states)

For extra protection, and because not everyone's needs are the same, Foremost offers a variety of coverage options. These optional coverages allow you to create a custom policy - and pay for only what you really want. Optional coverages include:

- Increased limits on Liability
- Uninsured Watercraft
- Accessory Coverage
- Watersports Liability
- Towing
- Trailer Coverage

Competitive prices and money-saving discounts (all discounts may not be available in all states)

To keep policies competitive, Foremost offers a variety of discounts that can save you money on your premium. Discounts may include:
- Multi-Unit
- Renewal
- Prior Insurance

Higher deductibles can help lower the cost of your premium. Flexible payment plans help you keep your monthly budgeting on track. Together they can help you keep your premium payments affordable.

Broad eligibility

Foremost will cover almost all makes and models of personal watercraft. And any boats up to 26' in length may qualify for the Foremost Family Boaters program.

Superior service

Our countrywide staff of claims experts is trained to provide you with a superior level of service. Foremost has specially trained claim adjusters to serve you quickly and efficiently whenever trouble strikes. Reporting a claim is easy, too. You can call us toll-free at 1-800-527-3907. Or, you can file your claim online at www.Foremost.com.

Note: Not all products are available in all states. Information presented on this Web site is not a policy document or official program guide. The actual insurance contract is contained only in the policy. Insurance protection may vary from the coverages shown, depending on the standard coverages included in the policy and the optional coverages purchased. Please check the actual policy documents and/or state-specific program guides for details on coverages, eligibility, exclusions, limits, deductibles and restrictions, which are subject to change. Or call your Foremost marketing representative. Thank you.