Features and benefits

Features	Benefits
Comprehensive and Collision Coverage	Gives your customers important coverage for damage caused by accidents, fires, smoke, floods, landslides, hail, windstorms, animals, vandalism, and low branches or overhangs.
Attached Accessories	Foremost gives your customers coverage for awnings, satellite dishes, and other special items attached to their motor home or travel trailer. Other policies don't.
Coverage for Personal Property	Foremost policies provide comprehensive coverage for personal belongings, and in most cases don't require a deductible. Compare that to most auto policy riders which don't include this important coverage, and to homeowner policies, which typically place strict limits on off-premises coverage and require a sizable deductible to be paid first. Optional replacement cost coverage is available, too.
"New-for-Old Total Loss Replacement Coverage"	If your customer's motor home or travel trailer is brand new, they qualify for this optional coverage. It pays for a new RV -- no matter what the cost -- if their rig is destroyed within its first five model years because of an insured loss. That could save them thousands of dollars.
TraveLine® Towing & Roadside Assistance	If your customer's motor home, travel trailer, or tow vehicle is disabled anywhere in the US or Canada, they can call Foremost's toll-free TraveLine for a tow or roadside help. Foremost policies also include high limits to cover the towing or servicing of larger RVs, and a "sign and drive" privilege that covers towing or roadside assistance expenses on the spot.
Emergency Expense Coverage	Unlike typical auto policies, a Foremost RV policy pays for temporary housing or travel expenses to get your customer home if their RV is damaged while they are on the road. We'll even pay to transport their damaged RV to their home, a repair center, or a storage facility.
Full-Timer Insurance Package	This special package offers broad collision and comprehensive coverage, and provides liability protection very similar to a homeowners policy. While an auto policy will only provide liability protection when an RV is being used as a vehicle, a Foremost policy covers your customers when they are parked and using their rig as a residence, too.
Coast-to-Coast Coverage and Claims	Your customers can call our toll-free claims number 24 hours a day, 7 days a week to reach our staff of trained RV claim representatives.
No Mileage, Age or Use Restrictions	Some insurance companies get fussy if your customers use their rig often, are an older driver, or drive a lot of miles. Not Foremost. We want to help you write policies for all your customers.
RV-trained Claim Adjusters	Foremost claim adjusters are RV specialists and go through intensive training to learn how and where to get your customers' RVs fixed right the first time.

Note: Not all products are available in all states. Information presented on this Web site is not a policy document or official program guide. The actual insurance contract is contained only in the policy. Insurance protection may vary from the coverages shown, depending on the standard coverages included in the policy and the optional coverages purchased. Please check the actual policy documents and/or state-specific program guides for details on coverages, eligibility, exclusions, limits, deductibles and restrictions, which are subject to change. Or call your Foremost marketing representative. Thank you.