Most insurance
policies share a common core of coverages, such as fire, vandalism
and explosion. Our improved mobile home policy goes far beyond
that common core to give your customers more security in an
uncertain world. Here are some key advantages of a Foremost
mobile home policy today:
Comprehensive
coverage on the dwelling, personal property, and other structures
- Foremost covers all accidental causes of damage and loss
unless they're specifically excluded in our policy. Is this
better than the typical "named peril" policy? You
bet. But it's also better than most comprehensive mobile home
policies on the market today. They usually don't include comprehensive
coverage on personal property. That's a big plus your customers
will appreciate at claim time.
Agreed loss
provision - If your customer suffers a total loss on the
mobile home, we'll pay the full amount of insurance shown on
the policy's Declarations Page, less any applicable deductible.
And if your customer has purchased replacement
cost coverage, Foremost will pay up to 120% of the amount of
insurance if the home is replaced on the same premises with
another mobile home of like kind and quality. (Not applicable
in Arkansas, Connecticut, New Mexico, North Carolina and Texas).
No hassles. No long delays. Just ready money when your customer
needs it most.
No limits on
age or value - Many insurance companies have strict limits
on the age or value of the mobile homes they insure. Not Foremost.
We insure mobile homes and manufactured homes of any age, any
size, any value and any make - from brand new multi-sectionals
to old single-wides, and everything in between.
Specialized
coverages - We give your customers a wide range of specialized
coverages for added security. Examples include coverage for
food spoilage, golf carts and emergency removal service. We
also cover mobile home structural features such as tie-downs,
mounting blocks and much more. What's more, our policy has no
special limits for computers, oriental rugs, antiques, heirlooms
or satellite dishes.
Higher limits
on valuable personal property - Many mobile home owners
keep guns, jewelry, collectibles and other valuable items. Foremost
offers higher limits on a wide variety of personal property
to give them the coverage they need.
Worldwide coverage on personal
property - Your customer's personal
property is covered everywhere in the world with almost no restrictions.
That means greater peace of mind when the property is taken
off premises.
Additional coverage
for debris removal - We'll pay a very generous amount to
remove debris from your customer's property after an insured
loss. Many companies don't offer this high level of coverage.
Trees, shrubs,
plants and lawns - We'll pay to replace your customer's
damaged lawn and garden plants, up to a generous limit listed
in our policy. This valuable coverage can save your customers
thousands of dollars in unexpected costs.
How does our policy compare?
Sometimes the best way to evaluate an
insurance product is by comparing different policies side by
side. We invite you to visit our mobile home Coverage
Comparison Table for more detailed information.
When you sell a Foremost mobile home policy,
your customers get far more than insurance. They also get access
to the nation's most experienced team of mobile home insurance
experts!
Note: Not all products are available in all states. Information presented on this Web site is not a policy document or official program guide. The actual insurance contract is contained only in the policy. Insurance protection may vary from the coverages shown, depending on the standard coverages included in the policy and the optional coverages purchased. Please check the actual policy documents and/or state-specific program guides for details on coverages, eligibility, exclusions, limits, deductibles and restrictions, which are subject to change. Or call your Foremost marketing representative. Thank you.
